FEMA and SBA Extend Kentucky Deadline to Apply for Storm Damage Assistance and Loans | News


The Federal Emergency Management Agency and the Small Business Administration each extended the deadline for Kentuckians affected by the tornado outbreak from Dec. 10 to 11 to apply for physical damage assistance and loans.

Gov. Andy Beshear announced FEMA’s decision to extend the deadline during his Kentucky team update Thursday afternoon.

The deadline to apply for help through FEMA was originally set for February 11. The deadline is now extended until Sunday March 13.

The governor’s office said the state requested the extension to ensure all storm survivors have more time to apply.

After this announcement, the SBA announced that it would also extend its application deadline for Property damage loans as of March 13. The deadline was previously set for February 10.

The SBA says it has issued $36,183,900 in disaster loans as of Wednesday, February 9. Loans have been made to homeowners, tenants, businesses of all sizes and some non-profit organizations.

To request FEMA assistance online or by phone, visit DisasterAssistance.govUse the FEMA Mobile App or call the FEMA Helpline at 800-621-3362. FEMA representatives are available at disaster recovery centers to provide in-person assistance with applying. They can also help people whose initial application was denied with the appeals process, and they can help applicants update their accounts as the recovery process continues. For the latest information on disaster recovery center locations and hours of operation, visit fema.gov/drc. For more information on the types of assistance available through FEMA and eligible designated counties, visit fema.gov/disaster/4630.

SBA loans offer interest rates as low as 2.83% for businesses and 1.875% for nonprofits, with a maximum loan amount of $2 million. Homeowners can apply for loans of up to $200,000 for their primary residence, and landlords and tenants can apply for up to $40,000 for personal property. Homeowner and tenant loans have interest rates as low as 1.438%, and all loans have repayment terms of up to 30 years.

As for business loans, property damage loans are available for businesses of all sizes and non-profit/religious organizations.

The SBA also offers economic injury loans to small businesses and most nonprofit organizations. No physical harm is required to apply for these loans. The deadline for applying for SBA loans for economic damage is September 12.

To apply for an SBA loan, the administration says to follow these three steps:

  1. Register with FEMA.
  2. Apply in person to a disaster recovery center to receive one-on-one assistance from an SBA representative.
  3. Applications can also be made online at catastropheloanassistance.sba.gov/ela/s/. Questions can be emailed to [email protected]

Those with questions about SBA loans can also call 800-659-2955 for more information or to request a paper application. The line is open 8 a.m. to 8 p.m., seven days a week. People who are deaf or hard of hearing can call 800-877-8339.


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