Many Americans currently receive SSDI due to a disability that prevents them from working. What if they want to work?
Many people who find themselves with a disability do not work because they do not want to, but because they cannot.
This makes many wonder if there is a way to make a living from both working and collecting SSDIs, since they cannot work the way they once did.
SSI and SSDI Differences Explained
SSDI and the Ticket to Work program explained
The program provides career counselling, training and assistance in finding employment.
You can find out more about the program here.
Medicare: Aren’t you retired? You can still apply for health insurance
Resume working on SSDI without the program
You do not need to enroll in the program to work and keep your benefits.
According to the SSA, you can test a job for 9 months while collecting SSDI without losing your benefits.
There is no income cap on what you earn during those 9 months.
Social security: Interesting rules on spousal benefits
If you earn more than $970 in a month or work 80 hours as a freelancer, it will count as a trial month.
If you use up to 9 months in a 60 month period, Social Security will consider your disability to be over.
The way around this?
Don’t go over $970 in one month and it won’t count as one of your 9 trial months.